Top 5 cars (electric and hybrid) under €20,000 with incentives


of Driving as if Mobility Electric, or at least more EcologicalIt is one of the most important and important challenges for the future of our planet. However, one The main obstacles This transition is often represented by Cost. As a result, starting today, Monday 3 June 2024, the government has introduced a series of new incentives to facilitate this change.

Car promotion 2024: all offers

As described in the in-depth analysis, the new system follows the previous plan exactly, but provides Significant differences in size and related supportI understand. In fact, the program offers extended support to all families with an ISEE income of less than 30,000 euros. Depending on the emission category and old vehicle being scrapped, the discounts offered can vary significantly.

Discounts without ISEE

0-20 g/km* 21-60 g/km** 61-135 g/km**
Without cutting 6,000 euros 4,000 euros
Erasing 0, 1, 2 11,000 euros 8,000 euros 3,000 euros
Euro 3 contradiction 10,000 euros 6,000 euros 2,000 euros
Breakdown of Euro 4 9,000 euros 5,500 euros 1,500 euros
Destroyed Ero 5.

With ISEE discounts









0-20 g/km – ISEE <30,000 EUR* 21-60 g/km – ISEE <€30,000**
Without cutting 7,500 euros 5,000 euros
Erasing 0, 1, 2 13,750 euros 10,000 euros
Euro 3 contradiction 12,500 euros 7,500 euros
Breakdown of Euro 4 11,250 euros 6,750 euros
Destroyed Ero 5. 8,000 euros 5,000 euros

*: The maximum amount is 42,700 euros

**: The maximum amount is 54,900 euros

By applying discounts, you can find significant price differences compared to the official price lists. 5 best cars (hybrid and electric) To buy with incentives under €20,000?

Fiat Panda Hybrid

The popular Fiat Panda Hybrid, soon to be replaced by the technologically advanced Panda, represents the entry point to the car market and hybrids in particular. In fact, the Fiat Panda can be bought for a price. Starting price 15,500 euros.

List price: €15,500 Price with incentive – ISEE > 30,000 euros Price with incentive – ISEE <€30,000
Euro 0-2 12,500 euros
Euro 3 13,500 euros
Euro 4 14,000 euros
5 euros
Without cutting

Financial details at Fiat Bonus:

  • Total loan amount €9,700 with incentives
  • Advance payment € –
  • Financing period/number of payments 35 months – 35 installments
  • Payment amount €134
  • Maxi payment or guaranteed future value of €8,268
  • Tan 8.75% – Apr 12.84%
  • Interest € 2,448.95
  • Financial institution Stellantis Financial Services Italia SpA
  • The maximum distance is 15,000

Lancia Ypsilon Hybrid

The Lancia Ypsilon Hybrid in Gold trim represents a second chance for those looking for an economical and compact hybrid car. It is waiting to be replaced by the new model, but it offers a different position in terms of price and class. It starts from €17,650.

List price: €17,650 Price with incentive – ISEE > 30,000 euros Price with incentive – ISEE <€30,000
Euro 0-2 14,650 euros
Euro 3 15,650 euros
Euro 4 16,150 euros
5 euros
Without cutting

Financial details with Lancia bonus:

  • Total loan amount €9,900 with incentives
  • Advance payment €1,228
  • Financing period/number of payments 35 months – 35 installments
  • Payment amount €79
  • Maxi payment or guaranteed future value of €9,032
  • Tan 8.49% – Apr 12.62%
  • Interest €2,332
  • Financial institution Stellantis Financial Services Italia SpA
  • The maximum distance is 30,000

Fiat 500 hybrid

This model certainly needs no introduction, it is probably the most popular Italian compact car (second only to the famous Panda) and also compatible with incentives. Let’s start with the hybrid model From 17,700 euros.

List price: €17,700 Price with incentives – ISEE > 30,000 euros Price with incentive – ISEE <€30,000
Euro 0-2 14,700 euros
Euro 3 15,700 euros
Euro 4 16,200 euros
5 euros
Without cutting

Financial details at Fiat Bonus:

  • Total loan amount €10,950 with incentive
  • Advance payment € –
  • Financing period/number of payments 35 months – 35 installments
  • Installation amount 140 euros
  • Maxi payment or guaranteed future value of €9,630
  • Tan 8.75% – Tag 12.37%
  • Interest €2,790
  • Financial institution Stellantis Financial Services Italia SpA
  • The maximum distance is 15,000

Dacia Spring

The 2024 Dacia Spring stays true to the brand’s heritage, offering Italian buyers an extremely affordable electric option. with Starting price 17,900 eurosIt is the most convenient electric option on the market.

List price: €17,900 Price with incentives – ISEE > 30,000 euros Price with incentive – ISEE <€30,000
Euro 0-2 6,900 euros 4,150 euros
Euro 3 7,900 euros 5,400 euros
Euro 4 8,900 euros 6,650 euros
5 euros 9,900 euros
Without cutting 11,900 euros 10,400 euros

Financial details at Dacia Bonus:

  • Total loan amount €6,900 with incentives
  • 400 euro deposit
  • Financing period/number of payments 36 months – 36 installments
  • Installation amount 40 euros
  • Maxi payment or guaranteed future value of €6,444
  • Tan 6.99% – Apr 10.17%
  • Interest €1,391
  • A financial institution operates financial services
  • The maximum distance is 15,000

MG3 hybrid

The MG3 Hybrid is a compact and versatile sedan designed to provide a dynamic and efficient driving experience. Equipped with a hybrid engine, it guarantees reduced consumption and lower emissions. MG3 Hybrid is one of the new releases for 2024 and a Starting price 19,900 euros

List price: €19,900 Price with incentives – ISEE > 30,000 euros Price with incentive – ISEE <€30,000
Euro 0-2 16,900 euros
Euro 3 17,900 euros
Euro 4 18,400 euros
5 euros
Without cutting

Financial Details with MG Bonus:

  • Total loan amount €15,740 with incentives
  • Advance payment €3,800
  • Financing period/number of payments 35 months – 35 installments
  • Payment amount €99
  • Maxi payment or guaranteed future price of €11,994
  • Tan 6.97% – Apr 9.09%
  • Interest €2,596
  • Financial institution Santander Consumer Bank
  • The maximum distance is 15,000



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